Quotter Ltd Terms and Condtions

Refer a Friend Terms and Conditions

• Your friend/colleague must purchase a 12 month annual renewable private medical insurance plan.
• This offer is to refer family and friends who live at alternative addresses.
• We will send your free vouchers when your friend/colleague’s plan has been accepted by the insurer and cover has been in place for at least three months.
• Your friend/colleague must inform us that you have recommended us and quote your name and policy number or quote reference number.
• We reserve the right to remove or change this offer at anytime without prior warning.
• No cash alternatives are available.

Welcome to the Quotter Ltd Web site, this site is owned and operated by Quotter Ltd.

These Terms of Use, along with policies and guidelines located throughout the Quotter Ltd Web site identify what users of the Quotter Ltd Web site can expect from Quotter Ltd, and what we expect from users.

By accessing any areas of the Quotter Ltd Web site, users are deemed to have accepted these Terms of Use and other policies and guidelines identified throughout the Quotter Ltd Web site.

Privacy Policy

Quotter Ltd respects the privacy of its Users. Any information collected by Quotter Ltd shall not be passed on or sold to any third parties.

Content Proprietary Rights

User acknowledges that the Quotter Ltd Web site contains Content that are protected by copyrights, trademarks, trade secrets, or other proprietary rights, and that these rights are valid and protected in all forms, media and technologies existing now or hereinafter developed.

All Content is copyrighted as a collective work under the United Kingdom (England & Wales) copyright laws, and Quotter Ltd owns a copyright in the selection, coordination, arrangement, and enhancement of such Content.

User may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the Content, in whole or in part. If no specific restrictions are displayed.

Users may not upload, post, reproduce, or distribute in any way Content protected by copyright, or other proprietary right, without obtaining permission of the owner of the copyright or other propriety right. In addition to the foregoing, use of any software Content shall be governed by the software license agreement accompanying such software.

Third-Party Content

In some instances, the Content available through the Quotter Ltd Web site represents the opinions and judgments of the respective third party providing such Content. Quotter Ltd neither endorses nor is responsible for the accuracy or reliability of any opinion, advice, or statement made on the Quotter Ltd Web site by anyone other than Quotter Ltd.

Under no circumstances shall Quotter Ltd , or its affiliates, or any of their officers, directors, employees, or agents be liable for any loss, damage or harm caused by a User's reliance on information obtained through the Quotter Ltd Web site.

It is the responsibility of User to evaluate the information, opinion, advice, or other Content available through the Quotter Ltd Web site.

Termination of Usage

Quotter Ltd may suspend or terminate any User's access to all or any part of the Quotter Ltd Web site including any account thereon, without notice, for any reason in Quotter Ltd 's sole discretion.

Disclaimers and Limitation of Liability

The Quotter Ltd Web site IS PROVIDED BY Quotter Ltd ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, Quotter Ltd DISCLAIMS ALL IMPLIED WARRANTIES. WITHOUT LIMITING THE FOREGOING, Quotter Ltd MAKES NO REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED: (I) AS TO THE OPERATION OF the Quotter Ltd Web site, OR THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS INCLUDED THEREON; (II) THAT the Quotter Ltd Web site WILL BE UNINTERRUPTED OR ERROR-FREE; (III) AS TO THE ACCURACY, RELIABILITY, OR CURRENCY OF ANY INFORMATION, CONTENT, SERVICE, OR MERCHANDISE PROVIDED THROUGH the Quotter Ltd Web site; OR (IV) THAT the Quotter Ltd Web site, ITS SERVERS, OR E-MAIL SENT FROM OR ON BEHALF OF Quotter Ltd ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Quotter Ltd DOES NOT GUARANTEE THE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO the Quotter Ltd Web site OR ANY RELATED SERVICES. THE OPERATION OF the Quotter Ltd Web site MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE THE CONTROL OF Quotter Ltd.

UNDER NO CIRCUMSTANCES SHALL Quotter Ltd BE LIABLE FOR ANY DAMAGES THAT RESULT FROM THE USE OF OR INABILITY TO USE the Quotter Ltd Web site, INCLUDING BUT NOT LIMITED TO RELIANCE BY A USER ON ANY INFORMATION OBTAINED FROM the Quotter Ltd Web site OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR EMAIL, ERRORS, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION, OR UNAUTHORISED ACCESS TO Quotter Ltd 's RECORDS, PROGRAMS, OR SERVICES. USER HEREBY ACKNOWLEDGES THAT THIS PARAGRAPH SHALL APPLY TO ALL CONTENT, MERCHANDISE, AND SERVICES AVAILABLE THROUGH the Quotter Ltd Web site. CERTAIN COUNTRY LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO A USER, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO SUCH USER, AND SUCH USER MAY HAVE ADDITIONAL RIGHTS.

Acknowledgment

The Terms of Use, including all documents referenced herein, represents the entire understanding between User and Quotter Ltd regarding User's relationship with Quotter Ltd and supersedes any prior statements or representations.

When using the Quotter Ltd Web site, USER AGREES TO BE BOUND BY THESE TERMS OF USE.

Modification

Quotter Ltd reserves the right to make changes to the Quotter Ltd Web site, posted policies and these Terms of Use at any time without notice. These Terms of Use were last revised on April 1st, 2012.